Debt Free Anniversary!

debtfreebohons

SHOUT OUT! Today marks our 1-year anniversary of being debt free!! We paid off the car loan last April Fool’s Day and have been saving up our 6-month Emergency Fund ever since (we’re almost there!). It’s been an interesting year. We’ve cash flowed emergencies, vacations, college, and everything in between. All thanks to Dave Ramsey’s Financial Peace University.

If you haven’t taken FPU, you’re missing out! I promise no matter where you are in your financial journey, you’ll learn something from Dave.

Do it before time passes and you wish you had.

We’re Not Lucky.

luck quote

{via}

Hi friends! I’ve noticed an interesting pattern ever since becoming debt free. When we speak of our accomplishments, the response “you’re so lucky” gets thrown out as if our success was completely random. Believe it or not, luck had nothing to do with it. It took blood, sweat and a lot of tears to get where we are today {ok, no blood, but that list sounds weird without it…but there were definitely tears}.

To clear up the confusion and put credibility back into our hard work, here are some of the things we did to earn our freedom: Continue reading

Debt Free Bohons

Well, I admit this update is waaayy overdue, but better late than never, right? :)

Remember our “Debt Free by Christmas” goal turned “Debt Free by Thanksgiving” goal turned “May Needs to Find a Job” goal? Yes, that was a fun 3-month season. :) It was the best time I ever had being unemployed {only because we already had a plan})!

Well, I am happy to announce that by the grace of God, WE’RE DEBT FREEEEEEE!!!!

dave debt free sticker Continue reading

Be Audaciously Awesome

picture-of-a-house-clip-art_1(Audacious A-frame via)

Hello, friends!

The Start Experiment, Round 2 officially began 4 days ago and what an adventure it’s already been! The theme for us #startalum from Round 1 is “Audacious.” That looks like a fun fancy word, but what does it mean?

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Pet Sitting: Week 1

If you follow me on Instagram, then you already know that last week I had the opportunity to take care of 3 dogs, 1 cat and 7-ish fish. As an animal lover, watching fur babies for extra money is a no-brainer! It’s kind of like going on a stay-cation with pay (win/win).

Below is a rundown of the entertainment:

Scooter Continue reading

Wednesday: A perfect storm

le-jeune-james-1910-1983-irela-the-perfect-storm-waves-off-br-2109030
(What a beautiful painting! via)

Hi friends!

I hope everyone is having a great week! :) Today is predicted to be a crazy good one for me because a “perfect storm” of an evening will begin once I get off work.

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10x

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My college debt used to be 10x this balance! Funny how the comma started on the other side of the 7. Ironic that the next payment is due on my birthday. I’ll be free of Sallie Mae before then! Happy … Continue reading

Success starts somewhere

We shouldn’t compare the start of our journey to the finish of someone else’s.

This is something I’ve learned over the last year and a half as I’ve been tackling my personal debt. You’re reading this in the middle of my journey as I’m just under $10,000 and started at $18,000 about 18 months ago. What an awesome, emotional ride it’s been!

This week I was blessed with the opportunity to interview with some awesome financial coaches about my successes and struggles on the road to #DebtFree. Check out the interview here!

Things I’ve learned now that I’m on the fun side of money management: Continue reading