Debt Free Anniversary!

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SHOUT OUT! Today marks our 1-year anniversary of being debt free!! We paid off the car loan last April Fool’s Day and have been saving up our 6-month Emergency Fund ever since (we’re almost there!). It’s been an interesting year. We’ve cash flowed emergencies, vacations, college, and everything in between. All thanks to Dave Ramsey’s Financial Peace University.

If you haven’t taken FPU, you’re missing out! I promise no matter where you are in your financial journey, you’ll learn something from Dave.

Do it before time passes and you wish you had.

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We’re Not Lucky.

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Hi friends! I’ve noticed an interesting pattern ever since becoming debt free. When we speak of our accomplishments, the response “you’re so lucky” gets thrown out as if our success was completely random. Believe it or not, luck had nothing to do with it. It took blood, sweat and a lot of tears to get where we are today {ok, no blood, but that list sounds weird without it…but there were definitely tears}.

To clear up the confusion and put credibility back into our hard work, here are some of the things we did to earn our freedom: Continue reading

Debt Free Bohons

Well, I admit this update is waaayy overdue, but better late than never, right? :)

Remember our “Debt Free by Christmas” goal turned “Debt Free by Thanksgiving” goal turned “May Needs to Find a Job” goal? Yes, that was a fun 3-month season. :) It was the best time I ever had being unemployed {only because we already had a plan})!

Well, I am happy to announce that by the grace of God, WE’RE DEBT FREEEEEEE!!!!

dave debt free sticker Continue reading

My 2013 Year in Review

Hi friends, I hope you had a wonderful New Year’s Eve and are excited about 2014! My 2013 was definitely one for the books! Here’s a rundown of the high points:

Sell, Sell, Sell!

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The first time I became debt free, it was quite a feat. I paid off $20,000 about three months before I married into a car loan. Most of the process was tough and, for the most part, not fun. But honestly, I don’t remember much about the hardships.

What I do remember the most is the night before the first garage sale… Continue reading

Pet Sitting: Week 2

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Two weeks ago I had the opportunity to watch another home as a way to add more momentum to our debt snowball and more cute dog photos to my Instagram. It was more of a staycation because there was one dog named Mallory and a lot of plants to water (yes, Mallory liked being watered, too!). There was also another fun pool that needed to be used. :) Continue reading

Be Audaciously Awesome

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Hello, friends!

The Start Experiment, Round 2 officially began 4 days ago and what an adventure it’s already been! The theme for us #startalum from Round 1 is “Audacious.” That looks like a fun fancy word, but what does it mean?

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UPDATE: Debt Free Christmas

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Hi friends!

I have an exciting update for you regarding our Debt Free Christmas goal! But first, here’s the back story.

For a few weeks now, I’ve been completely torn about attending Jon Acuff’s super awesome and amazing START Conference while still tackling our debt. My internal struggle went something like this:

Continue reading

Wednesday: A perfect storm

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(What a beautiful painting! via)

Hi friends!

I hope everyone is having a great week! :) Today is predicted to be a crazy good one for me because a “perfect storm” of an evening will begin once I get off work.

Continue reading

My small victory this week

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{not to be confused with a Starbucks VIA}  ;)

Hi friends!

I wanted to share a small victory I had this week! After a loooong day at work, it was still raining outside, I was tired, hungry, a little cranky (still love you, #startexp & #5Club), and I still needed to get my hair cut that evening. In the battle of my mind, I fought with myself about getting something at the Starbucks so I could “make it through” the next hour or so. Continue reading